Financial Analysis
Premium tracking, coverage analysis, and budget allocation for campus insurance.
Annual Premiums
$142,500
3.2% vs last year
Total Coverage
$3.15M
Across all policies
Claims This Year
$67,400
5 claims filed
Loss Ratio
47.3%
Target: < 60%
Premium Tracking
| Policy | Annual Premium | Coverage Amount | Renewal Date | |||
|---|---|---|---|---|---|---|
| Property All Risks | $68,000 | $2,400,000 | Jan 1, 2027 | |||
| Public Liability | $24,500 | $500,000 | Jan 1, 2027 | |||
| Equipment Breakdown | $18,200 | $350,000 | Apr 1, 2026 | |||
| Business Interruption | $15,800 | $200,000 | Jan 1, 2027 | |||
| Motor Fleet | $9,200 | $120,000 | Jul 1, 2026 | |||
| Fidelity Guarantee | $6,800 | $80,000 | Jan 1, 2027 | |||
| Total | $142,500 | $3,650,000 | ||||
Loss Ratio Trend
Annual loss ratio comparison
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Premiums vs Claims
Premium payments vs claim payouts
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Insurance Budget Allocation
Property All Risks
$68,000 (47.7%)
Public Liability
$24,500 (17.2%)
Equipment Breakdown
$18,200 (12.8%)
Business Interruption
$15,800 (11.1%)
Motor Fleet
$9,200 (6.5%)
Fidelity Guarantee
$6,800 (4.8%)